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Self-employed social security calculator 2026
Since 2023 you contribute based on your real income. Work out the monthly contribution that applies to you this year.
Your data
Average monthly amounts, excluding VAT.
Your average monthly revenue.
The deductible expenses of your activity.
Your estimated contribution 2026
302,65 €/month
Bracket 5 of 15 · minimum contribution for your bracket's minimum base.
- Net income (income − expenses)
- 1.600,00 €/month
- Computable income (−7% generic)
- 1.488,00 €/month
- Minimum contribution base
- 960,78 €/month
Just registered? With the flat rate you'd pay 80,00 €/month for the first 12 months, instead of your bracket's contribution.
2026 bracket table
| Bracket | Monthly net income | Minimum base | Minimum contribution |
|---|---|---|---|
| 1 | Up to 670,00 € | 653,59 € | 205,88 € |
| 2 | Up to 900,00 € | 718,95 € | 226,47 € |
| 3 | Up to 1.166,70 € | 849,67 € | 267,65 € |
| 4 | Up to 1.300,00 € | 950,98 € | 299,56 € |
| 5 | Up to 1.500,00 € | 960,78 € | 302,65 € |
| 6 | Up to 1.700,00 € | 960,78 € | 302,65 € |
| 7 | Up to 1.850,00 € | 1.143,79 € | 360,29 € |
| 8 | Up to 2.030,00 € | 1.209,15 € | 380,88 € |
| 9 | Up to 2.330,00 € | 1.274,51 € | 401,47 € |
| 10 | Up to 2.760,00 € | 1.356,21 € | 427,21 € |
| 11 | Up to 3.190,00 € | 1.437,91 € | 452,94 € |
| 12 | Up to 3.620,00 € | 1.519,61 € | 478,68 € |
| 13 | Up to 4.050,00 € | 1.601,31 € | 504,41 € |
| 14 | Up to 6.000,00 € | 1.732,03 € | 545,59 € |
| 15 | Above 6.000,00 € | 1.928,10 € | 607,35 € |
How your contribution is calculated
Since 2023, the self-employed contribution is no longer a flat amount: you contribute based on your real net income. The more you earn, the higher your minimum contribution base and, with it, your monthly payment.
Net income is worked out by subtracting deductible expenses from your income and applying a 7% generic deduction (3% for company directors) for expenses that are hard to evidence.
That figure places you in one of the 15 brackets in the official table. Each bracket has a minimum contribution base, and your monthly payment is that base multiplied by the contribution rate (31.5% in 2026).
If you've just started out, the flat rate lets you pay a reduced €80/month for the first 12 months, extendable by another 12 if your income is below the minimum wage.
Estimates only. This tool gives you an estimate based on the details you enter, but every situation is different and there may be factors it doesn't account for. It isn't a substitute for professional advice.
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