Comparison

Comparing: autonomia360 vs Quipu

Quipu is one of the best-known invoicing tools in Spain. The fundamental difference: Quipu gives you the software and you file your own taxes; autonomia360 includes a certified tax advisor who reviews and files them for you.

autonomia360 is in private beta · launching 2027

This comparison reflects the launch product (version 1.0). We say so upfront: a comparison is only useful if it's honest.

Data reviewed: August 2026 · Source: Quipu pricing page · Spotted a mistake? Write to us

Quipu is an invoicing and cash-flow tool born in Barcelona, with more than a decade in the market and tens of thousands of businesses using it. It covers invoicing, downloadable tax forms, OCR and bank reconciliation, with an AI assistant (Genius) on every plan. It's a mature, stable product.

The essentials

Which one suits you?

Recommended

When autonomia360 makes more sense

  • If you don't want to file your own taxes: our certified tax advisor reviews and files the usual forms (depending on the plan), and you get the receipt from the Spanish Tax Agency (AEAT).
  • If you want to know how much you'll pay and why: every form comes with an explanation, not just a download link.
  • If you want insight into your business (KPIs, projects, profitability), not just invoicing and cash flow.
  • If you look at the total cost: Quipu plus a separate accountancy firm usually comes to more than our Pro plan (€30/month), which already includes filing by a certified tax advisor.

When Quipu might suit you better

  • If you want to start today: Quipu is available now, while autonomia360 is in private beta until launch.
  • If you already work with an accountancy firm that uses Quipu to collaborate with you.
  • If you need a public API, or delivery notes and orders, which Quipu includes in its higher plans.

Pricing

Pricing, with no small print

Recommended

autonomia360

€15–70/month depending on plan

Quipu

from €17/month (€14/month billed yearly)

15-day free trial

Quipu starts at €17/month (€14/month billed annually), and key features such as automatic reconciliation or direct debit batches need the €30 and €59/month plans. autonomia360 costs €15–70/month: with Quipu you file the taxes yourself; here a certified tax advisor reviews and files them from the Pro plan (€30/month). Prices verified in August 2026; they may change on their site.

The key difference

Quipu gives you the software. We give you the software and a certified tax advisor who reviews and files your taxes — with the AEAT receipt.

Features

autonomia360 vs Quipu

✓ included · ~ partial or limited · ✕ not available · “Planned 2027”: on our roadmap, not yet available. Notes flag published plan limits or restrictions. Blue background: autonomia360 advantage · magenta background: competitor advantage.

Invoicing
  • Invoices issued and received

    autonomia360

    Quipu

  • Quotes

    autonomia360

    Quipu

  • Recurring invoices

    autonomia360

    Quipu

  • Customisable templates

    autonomia360

    Quipu

  • OCR / receipt reading

    autonomia360

    limits by plan

    Quipu

    30–350 docs/month by plan
  • VeriFactu

    autonomia360

    Quipu

    on all plans
  • E-invoicing

    autonomia360

    Facturae and FACe delivery

    Quipu

Taxes
  • Quarterly forms (303, 130, 349)

    autonomia360

    303 and 130 on every plan; advisor review and filing from Pro

    Quipu

    303, 130 and 349
  • Annual summaries (390, 347)

    autonomia360

    390 with advisor review and filing from the Pro plan

    Quipu

    390 and 347
  • Withholding forms (111, 115, 180, 190)

    autonomia360

    115 and 180 from the Pro plan; 111 and 190 on Premium

    Quipu

    111, 115, 180 and 190
  • VAT and income tax ledgers

    autonomia360

    Quipu

  • Annual tax return estimate (Form 100)

    autonomia360

    Planned for 2027

    Quipu

    ✕
  • Tax calendar and deadline alerts

    autonomia360

    Quipu

Tax agency and Social Security (by plan)
  • Filing reviewed by an advisor

    autonomia360

    chartered advisor reviews and files, with receipt; from the Pro plan

    Quipu

    ✕forms ready to download; you file them
  • Free freelancer registration

    autonomia360

    Quipu

    ✕not published on their site
  • Tax agency requests handled

    autonomia360

    from the Pro plan

    Quipu

    ✕not published on their site
Banking integration
  • Direct debit batches

    autonomia360

    Quipu

    Premium plan only (€59/month)
  • Bank account connection

    autonomia360

    Planned for 2027

    Quipu

    from the Solution plan (€30/month)
  • Automatic transaction reconciliation

    autonomia360

    Planned for 2027

    Quipu

    automatic only from the Solution plan (€30/month)
Quality of life
  • Customisable dashboards

    autonomia360

    Quipu

    reports and cash flow; no business KPIs
  • Custom alerts

    autonomia360

    Quipu

    ✕not published on their site
  • Global calendar

    autonomia360

    tax, invoicing and projects in one

    Quipu

    ✕not published on their site
  • Freelancer projects

    autonomia360

    Quipu

    ✕
  • Modern, simple interface

    autonomia360

    Quipu

Support (contact by plan)
  • Phone support

    autonomia360

    by plan

    Quipu

    from the Solution plan
  • WhatsApp support

    autonomia360

    by plan

    Quipu

    ✕not published on their site
  • Email support

    autonomia360

    Quipu

  • In-app chat with your advisor

    autonomia360

    queries to your advisor from the app, not direct chat

    Quipu

    ✕AI assistant (Genius), no human advisor

Verdict

Our honest verdict

If you're a freelancer who wants to stop worrying about filing taxes, autonomia360 is the more complete option: invoicing, the whole tax side and a certified tax advisor who reviews, files and gives you the receipt — which with Quipu is still your job, or your accountancy firm's. Add up the software plus the accountancy fees and the numbers usually favour us.

Quipu is still a great choice if you need something today, if your accountant already works with it, or if you need an API, delivery notes or orders. It's a mature product; it simply solves a smaller problem than ours.

FAQ

Frequently asked questions

Does Quipu file my taxes?

Quipu generates the forms ready to download; filing them with the AEAT is up to you. With autonomia360, a certified tax advisor reviews and files the usual forms (depending on the plan), and you get the receipt.

Does autonomia360 have OCR like Quipu?

Yes. Both products read invoices and receipts automatically. Quipu caps the volume by plan (30 to 350 documents a month); in autonomia360 the limit also depends on your plan.

Can I use autonomia360 today?

We're in private beta and launch in 2027. Join the waiting list and we'll let you know; in the meantime, this comparison describes the product as it will launch.

Can I bring my data over from Quipu?

Yes: export your clients, invoices and expenses from Quipu (CSV/Excel) and import them into autonomia360. Excel/CSV import exists precisely so you don't start from scratch.

Do both comply with VeriFactu?

Yes. Quipu includes it on every plan, and autonomia360 invoicing is VeriFactu-compliant by design.

What about bank reconciliation?

Quipu reconciles automatically from its Solution plan (€30/month). In autonomia360, bank connection and automatic reconciliation are planned for 2027 — we mark them 'Planned' in the table rather than selling them before they exist.

Who helps me if the tax agency sends me an information request?

In autonomia360, your certified tax advisor handles information requests from the Pro plan, with all the paperwork already in order on the platform. Quipu's site lists no equivalent service: its Genius assistant is an AI, not an advisor.

Is freelancer registration included?

autonomia360 registers you for free. Quipu doesn't offer this service on its site.

Is there a minimum contract with autonomia360?

No. The plans (€15, €30 and €70/month excluding VAT) are monthly: change plan or cancel whenever you like, and paying annually gets you a discount.

Where does this data come from?

From Quipu's public pricing page, reviewed in August 2026. If you spot anything out of date, email us at hola@autonomia360.es and we'll fix it.

Decide at your own pace

Join the waitlist and try autonomia360 when the beta opens. No strings attached.

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